4 Point Inspections
Trinity Home Inspections offers professional 4 point inspection services across the Alabama Gulf Coast, designed for homeowners, buyers, and insurance requirements. Whether you need documentation for a single home or multiple properties, we’re your go-to for detailed, photo-based reporting that helps protect your investment, reduce surprises, and move forward with confidence. We also provide the same thorough approach for a four point inspection focused on the home’s roof, electrical, plumbing, and HVAC systems.
We proudly serve Mobile, Baldwin, Washington, Monroe, Clarke, and Escambia Counties, including Gulf Shores, Orange Beach, Fort Morgan, Foley, Fairhope, Daphne, Spanish Fort, Mobile, and more!
Four Point Inspections
What's Included in a 4 Point Inspection?
🔍 Meet Insurance Requirements
Many insurance carriers require a 4 point inspection to evaluate the roof, electrical, plumbing, and HVAC systems. We help provide the documentation insurers need to move your policy forward.
🚫 Avoid Coverage Delays or Denials
Deficiencies like aging roofs, electrical hazards, plumbing leaks, or failing HVAC systems can trigger underwriting issues. A 4 point inspection helps identify concerns before they impact coverage.
🏠 Perfect for Older Homes
Homes with age on them are more likely to be flagged by insurance companies. A 4 point inspection offers a focused review of the systems insurers care about most.
📸 Clear Reports with Photos
Our 4 point inspection reports include detailed photos and straightforward notes, making it easier for insurance carriers to review and for homeowners to understand.
📆 Fast Turnaround When Time Matters
Insurance deadlines don’t wait. We provide efficient scheduling and same-day report availability to help keep your policy on track.
Frequently Asked 4 Point Inspection Questions
What is a 4 point home inspection?
A 4 point home inspection is a limited-scope inspection commonly required by insurance companies that evaluates the condition of four major systems in a home: the roof, electrical, plumbing, and HVAC. It is not a full home inspection and focuses primarily on risk, age, and overall condition of these systems.
What is a four point inspection?
A four point inspection is another term for a 4 point inspection and refers to the same process. Insurance carriers often use the terms interchangeably when requesting documentation for underwriting or policy renewal.
What does a 4 point inspection cover?
A 4 point inspection covers the roof condition and age, the electrical system and panel safety, the plumbing system and water heater, and the HVAC system including heating and cooling equipment. The goal is to identify visible deficiencies or risks that could affect insurability.
What is included in a 4 point inspection?
Included in a 4 point inspection are photographs and condition notes related to the roof covering, electrical panels and wiring, plumbing materials and fixtures, and HVAC equipment. The inspection is visual and non-invasive and does not include cosmetic items or code compliance beyond obvious safety concerns.
What is involved in a 4 point home inspection?
A 4 point home inspection involves a visual assessment of the four major systems, documentation of system age where possible, and identification of safety or functional concerns that insurers commonly flag. The findings are summarized in a standardized report format often required by insurance providers.
When is a 4 point inspection required?
A 4 point inspection is typically required when a home is older, when switching insurance carriers, or when renewing or reinstating a policy. Requirements vary by insurer, but homes over 20 to 30 years old are commonly subject to this inspection.
How to pass a 4 point home inspection?
To pass a 4 point home inspection, the roof should be in serviceable condition with no active leaks, the electrical system should be free of known hazards, the plumbing should not show active leaks or unsafe materials, and the HVAC system should be functional. Addressing known deficiencies before the inspection can improve the outcome.